Self-directed IRA investments have their own rules and regulations that define what you can invest in. Learning the definitions will open your investing to what’s outside common knowledge, helping you prevent tax liability and take full advantage of your investments. Our articles below are a cross section of the world of smart IRA investing.
Do All IRA Investments Have the Same Exit Strategy?
When most people think of moving value out of their IRA investments, they think of cash distributions. But there are a variety of different exit strategy options available to you and selecting the right one for your situation can save you money.
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“While removing the assets in your IRAs is inevitable, how you do that is key if you want to prevent incurring more tax liability than necessary.” – David Moore
Check out Are All IRA Investments the Same as Far as Exit Strategy? to find the smartest option for your own investments.
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Can I Personally Benefit from My IRA Investment Properties?
The use of IRA investment properties often confuses investors. Can you invest in a vacation home that you’ll be living in? Can you invest in the building that your business runs in? The answer is frequently “yes, but really no”.
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“These investments may be possible, though not under the terms the IRA owner finds desirable. Always remember the property is not yours, it is your IRA’s.” – David Moore
Read the full article The IRA Investments Belong to the Plan, Not You to see the factors to consider when planning investment properties.
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Leveraging IRA Investments in Real Estate
Did you know that your IRA investments in real estate can be leveraged to finance a purchase?
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- Loans on IRA investments must be non-recourse
- The loan is issued to the IRA, not the account holder
- Leveraged IRA investment property income is subject to UBIT
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Read the full article from our September 2019 newsletter, Leveraging IRA Investments in Real Estate. Sign up for our newsletter to keep up with the newest articles on self-directed IRAs and investing tips and strategies!
IRA Investments: A Glossary of Terms
Still have questions about self-directed IRA terminology? Come take a look at our glossary.
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Learn the terms:
- Real Property: Land and buildings
- Revocable Trust: A trust in which the creator reserves the right to modify or terminate the trust at any time.
- Tenancy in Severalty: Separate ownership of property by one person.
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To read more about these terms and others, check out our full glossary page here.
IRA investments take proper planning in order to make the most of your time and money. If you need help understanding your self-directed IRA investing, call an informed professional – David Moore. 503-619-0223
