Your Retirement, Your Way

“Go confidently forward in the pursuit of your dreams; live the life you’ve imagined”

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Let IRA Advantage Show You the Flexibility & Power of a Self-Directed IRA

Don’t trust your retirement to a generic “one size fits all” approach. Retirement can include real estate, precious metals, or you can even start or invest in a small business. Make sure your retirement is when you truly live your dream.

Choose True Flexibility

Free yourself from traditional retirement investments by choosing a self-directed IRA or an individual 401k plan from IRA Advantage. We’ll structure a plan that offers you the flexibility to choose the retirement investments that make sense for you. Insist on flexibility.

Choose Personal Service

Insist on getting the personal service your retirement deserves. We’ll sit down with you to find out where you are and where you want to go. In contrast, other firms offer their “one size fits all approach”. Choose to fund your retirement your way.

Choose Experience

IRA Advantage is a national leader in self-directed retirement planning. David Moore has authored numerous presentations, regularly offer retirement planning seminars, and appeared on popular radio shows. Put experience on your side.

Our self-directed retirement programs give you the flexibility, power, and control you need to live your retirement, your way!

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Self-Directed IRA Options

Call today to speak to the experts at IRA Advantage.

1-800-475-1031

Checkbook IRA | Real Estate Investments | 401K Buying a Business | Solo 401K

Meet The Principals Of IRA Advantage

David and Tom Moore pride themselves on empowering investors with the ability to decide for themselves what investments to make and to enable them to make those investments when they choose. They provide a wide range of flexible retirement investment options from their famous Checkbook IRA, to 401k plans that can be used to fund a small business.

“The Rollover Business Startup plan you provided was exactly what I was looking for… With the help of you and your team, I am now a true business owner with the necessary startup capitol to get my business off the ground. I look forward to sharing my experience with family and friends who have been thinking about doing the same thing.”
– Larry Moccardine, Wise Guys IT Solutions, Inc.

In 1991, David Moore, along with his brother Tom, founded Equity Advantage, a 1031 exchange company. In 2008, the Moores began IRA Advantage to expand their investor services to include self-directed IRAs.
Contact David Moore

Tom Moore is a co-founder and the CEO of Equity Advantage. Tom and his brother David have been working side-by-side serving investors at IRA Advantage for almost ten years.
Contact Thomas Moore

Understanding More About Self-Directed Retirement Investment

Self-directed retirement investing can offer you more freedom and flexibility than you ever thought possible.
Click through the tabs below to learn more about this exciting way to live your retirement, your way!

An IRA (Independent Retirement Account) is a tax-advantaged way of saving for retirement that first came into being in 1974, with the “traditional” IRA. In the years since, many other types of IRAs have come into being including the SEP IRA, the SIMPLE (savings Incentive Match for Employees) IRA, the Roth IRA, and the individual 401k.

The IRS technically defines an IRA as a “trust created in the United States for the exclusive benefit of an individual or his beneficiaries”. So, an IRA, like other trusts, has a trustor, a trustee, a trust beneficiary and trust assets.
As each type of IRA has different requirements to meet IRS guidelines, you’ll want to seek professional advice when considering investment in an IRA. Read More »

If the ultimate in freedom and flexibility in retirement investing appeals to you, consider a Checkbook IRA account from IRA Advantage. The Checkbook IRA account allows you to make retirement investments when you want, simply by writing a check. We start by forming an IRA LLC. (This LLC is created with very specific language meeting the IRS and Department of Labor’s stringent requirements to ensure the integrity and tax-advantaged status of your IRA.)

After the LLC is created, the custodian funds a new bank account of which the LLC is the owner. The IRA beneficiary can be the manager of the LLC and the signer on the account. Just write a check or use a debit card to make the IRA’s next investment.

Among the many benefits of an IRA LLC (in addition to flexibility) are reduced transaction fees, liability protections, freedom from investment delays caused by the custodian, interest income, and the ability for the LLC to have multiple investors. Read More »

One of the most exciting things you can do with self-directed retirement investing is to invest in a small business. Maybe it’s a friend’s business that you’re interested in; maybe it’s something you always wanted to try your hand at. You can truly live your retirement, your way!

Sometimes known as a Rollover Business Startup, the process involves creating a new 401k and rolling over the assets of your existing retirement plan. Then the 401k invests in the new business C-Corporation; shares are owned by the 401k. You can operate the business yourself, and pay yourself a salary, all while growing your retirement investment. Read More »

An key consideration in self-directed retirement investing, especially when the investments are in real estate, is to be sure you have reserves to cover the unforeseen. It’s essential to plan ahead; in addition to having enough money to make the initial purchase, it’s crucial the IRA has enough money in reserve to cover the carrying cost of the investment. Since the IRA owns the property, the IRA must cover all the expenses the investment will incur.

Simply writing a personal check is the natural tendency for an IRA owner when an expense is incurred and there are no funds left in the IRA. This is a prohibited transaction, though in some “emergency” cases it may be allowed. IRA growth and the IRA owner’s ability to make contributions are the only truly legitimate sources for expenses when there are no reserves. Read More »

Precious metals are very popular with self-directed IRA investors. However, not all precious metals are qualifying IRA investments. For example, there are purity (or fineness) standards requiring gold to be 0.995 or better, silver 0.999 or better, platinum and palladium must be 0.9995 or better. Specific pieces can be tricky, American Eagle and Canadian Maple Leaf coins are OK, but proof versions of the US Buffalo coin are not.

Bars and rounds are acceptable if they meet fineness requirements and come from a NYMEX or COMEX approved source. Some specifically excluded pieces are: the Dutch Guilder, Mexican Peso, Belgian & French Francs, South African Kruggerand, British Sovereign, and Swiss or German Marks. IRA Advantage strongly suggests you consult with your metals dealer or tax advisor before investing IRA funds in precious metals.
Read More »

Make The Most Important Call You’ve Ever Made About Your Retirement!
1-800-475-1031

Latest News – Videos – Audio Casts – Educational Opportunities

IRA Advantage Ask The Experts

Self-Directed IRA expert, David Moore co-founder IRA Advantage, interviews industry experts. Get the answers you have been looking for in this video series.

Life Insurance Policies: The Value of Planning

Life Insurance Policies: The Value of Planning

People often avoid discussing life insurance. But life insurance planning should be undertaken as part of the overall picture of planning for your money and keeping your money yours. David Moore of IRA Advantage talks with Art Scavola of Pinnacle Insurance about life...

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Life Insurance Policies: The Bad

Life Insurance Policies: The Bad

Rising interest rates are having an impact on markets, including life insurance. David Moore of IRA Advantage asks the expert Art Scavola of Pinnacle Insurance about life insurance policies as a financial tool, the sale of life contracts, and understanding current...

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Life Insurance Policies: The Good

Life Insurance Policies: The Good

For decades people have purchased life insurance policies to fulfill a particular purpose. Now, due to tax reform and other factors, some people are rethinking their insurance policies. David Moore of IRA Advantage talks with Art Scavola of Pinnacle Insurance about...

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IRA Advantage BlogCasts

Self-Directed IRA expert, David Moore co-founder IRA Advantage, answers what you want to know about IRA opportunities. Listen or read what you need to know about IRAs to live the retirement you want.

IRA Advantage News

Join David Moore at the 2019 OSCRA Real Estate Conference

Join David Moore at the 2019 OSCRA Real Estate Conference

Attend the 2019 Oregon Society of Certified Public Accountants (OSCPA) 2019 Real Estate Conference and learn about the recent developments and important issues in real estate with a focus on taxation. The conference is designed for CPAs with clients that own property, property owners, or anyone thinking about buying, selling, or owning real estate for investment; those who wish to know what to expect regarding tax laws and economic trends. David Moore, of Equity Advantage and IRA Advantage, will be presenting:IRAs, 401k Plans, and Truly Self-Directed Investments...

IRA into Real Estate Training Series

Unlock your IRA’s investment potential. Learn how to invest funds currently in your IRA into real estate in “Real Estate Today’s” 10 session series featuring host, Bob Nelson, and David Moore founder of IRA Advantage and Equity Advantage. Go to the series »

Buying Real Estate with Your Self-Directed IRA

Self-Directed IRA VideoIRAs are proving to be a tremendous source of investment capital for real estate and other off Wall Street investments. Whether you are interested investing in land, houses or office buildings this video series by IRA Advantage has information for you. Go to the series »